MetLife is a global life insurer and asset manager, offering insurance, annuities, and employee benefits across five regions. Think of it as a financial safety net for individuals and businesses.
MetLife earns from insurance premiums and investment income, with a gross margin of 46.20% and net margin of 4.56% (TTM). Revenue is recurring, driven by long-term policies and contracts.
MetLife's scale and brand, built over 160 years, create high switching costs for policyholders. However, competition from Prudential Financial and AIG, plus regulatory pressures, are eroding its edge.
Buy (sector percentile 65) — value A-, growth C+, profitability D, momentum B+, revisions B+. Updated daily, sector-relative, identical for every user.

Key events, in time order
Adjusted EPS beat on higher investment income and favorable underwriting despite higher expenses
Independent award recognizes product innovation; industry honor, not financial
Q2 adjusted EPS of $2.43 beat estimates, revenue slightly missed, while board approved new $3B share repurchase authorization.
Board approves incremental $3B buyback, boosting shareholder returns
Asset management arm closes major fund via managed transaction, signaling institutional business growth
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MetLife is mentioned in the context of Meta's AI spending, indicating a potential partnership or service provision through Microsoft Azure. The discussion is a factual observation of a business relationship.
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