$RKT — what investors on X are saying · SpikePanel
$RKT — investor discussion on X
About the company
Rocket Companies is a mortgage factory that uses its own tech platform to originate, sell, and service home loans, plus adjacent services like title insurance and real estate referrals. Think of it as the Amazon of home financing, handling everything from appl
Money comes from mortgage origination and servicing fees, with gross margins around 91% in recent years, though net margins are thin—just 0.54% in 2024 and negative in 2023. Revenue is recurring via loan servicing, but origination volume swings with interest r
Rocket's brand and proprietary tech give it a cost advantage over smaller lenders, but giants like Wells Fargo and JPMorgan Chase compete aggressively on rates and distribution, while fintechs like Better.com attack with lower fees. The moat is eroding as rate
Five-factor rating
Hold (sector percentile 45) — value D, growth A+, profitability B, momentum D-, revisions C-. Updated daily, sector-relative, identical for every user.
