Report based on millions of anonymized transactions shows seasonal spending drove gains in travel and experiences; gas prices hit four-year high.
D1 -3.5% · +5d +7.6%
Analyst
Piper Sandler upgrades to Overweight
D1 +0.1% · +5d -0.4%
AnalystBull
Piper Sandler Initiates SOFI at Overweight with $22 PT
Multiple independent sources confirm analyst bullish on growth flywheel, sees attractive entry
D1 +0.1% · +5d -0.4%
CapitalBear
CoreCap Cuts SOFI Stake 89.5% in Q2
Institutional moves show divergence, contrasting recent accumulation trend
D1 -0.2% · +5d +2.7%
ProductBull
SoFi Launches Three Private Market Funds with CAZ and AngelList
SoFi announced expanded access to private market investments via CAZ Investments and AngelList Asset Management, marking a push into alternative assets.
D1 -2.4% · +5d -1.7%
Analyst
SOFI Stock Dips Then Rises Post-Earnings; Analysts See Overreaction
Multiple X users and analysts view the 10% post-earnings drop as a shakeout, with price fully recovered
D1 -1.0% · +5d +12.7%
›6 waves of this story
2026-07-31 Stock fell after earnings, then rebounded 8%; Needham maintains Buy, cuts PT to $24
2026-07-31 Beat but unchanged guidance triggered selloff, then rebounded 8%; multiple outlets debate buy opportunity
2026-08-02 Stock remains under pressure after earnings; appears on weekly top analyst ratings list
2026-08-03 Post-earnings price swings continue; retail investors voice long-term bullishness on social media while technical analysts flag head-and-shoulders risk.
2026-08-03 Shares rally with fintech sector; CEO Noto confirms active Visa talks for SoFiUSD and projects EPS well over $1 by 2028
2026-08-04 Multiple X users and analysts view the 10% post-earnings drop as a shakeout, with price fully recovered
EarningsBull
SOFI Raises FY26 Revenue Guidance to $4.8B
SeekingAlpha reports management raised revenue guidance to $4.75-4.85B, but kept EBITDA and earnings guidance unchanged
D1 -8.9% · +5d +19.7%
›4 waves of this story
2026-07-29 FY26 revenue guidance above estimates, driven by record member growth and loan originations
2026-07-31 Multiple sources confirm raised full-year revenue guidance post-Q2, while maintaining EBITDA and earnings outlook
Report based on millions of anonymized transactions shows seasonal spending drove gains in travel and experiences; gas prices hit four-year high.
D1 -3.5% · +5d +7.6%
Analyst
Piper Sandler upgrades to Overweight
D1 +0.1% · +5d -0.4%
AnalystBull
Piper Sandler Initiates SOFI at Overweight with $22 PT
Multiple independent sources confirm analyst bullish on growth flywheel, sees attractive entry
D1 +0.1% · +5d -0.4%
CapitalBear
CoreCap Cuts SOFI Stake 89.5% in Q2
Institutional moves show divergence, contrasting recent accumulation trend
D1 -0.2% · +5d +2.7%
ProductBull
SoFi Launches Three Private Market Funds with CAZ and AngelList
SoFi announced expanded access to private market investments via CAZ Investments and AngelList Asset Management, marking a push into alternative assets.
D1 -2.4% · +5d -1.7%
Analyst
SOFI Stock Dips Then Rises Post-Earnings; Analysts See Overreaction
Multiple X users and analysts view the 10% post-earnings drop as a shakeout, with price fully recovered
D1 -1.0% · +5d +12.7%
›6 waves of this story
2026-07-31 Stock fell after earnings, then rebounded 8%; Needham maintains Buy, cuts PT to $24
2026-07-31 Beat but unchanged guidance triggered selloff, then rebounded 8%; multiple outlets debate buy opportunity
2026-08-02 Stock remains under pressure after earnings; appears on weekly top analyst ratings list
2026-08-03 Post-earnings price swings continue; retail investors voice long-term bullishness on social media while technical analysts flag head-and-shoulders risk.
2026-08-03 Shares rally with fintech sector; CEO Noto confirms active Visa talks for SoFiUSD and projects EPS well over $1 by 2028
2026-08-04 Multiple X users and analysts view the 10% post-earnings drop as a shakeout, with price fully recovered
EarningsBull
SOFI Raises FY26 Revenue Guidance to $4.8B
SeekingAlpha reports management raised revenue guidance to $4.75-4.85B, but kept EBITDA and earnings guidance unchanged
D1 -8.9% · +5d +19.7%
›4 waves of this story
2026-07-29 FY26 revenue guidance above estimates, driven by record member growth and loan originations
2026-07-31 Multiple sources confirm raised full-year revenue guidance post-Q2, while maintaining EBITDA and earnings outlook
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